Pricing for control
Simple bookkeeping pricing, built for review
xontax reduces manual bookkeeping effort by turning your bank transactions into reviewable accounting decisions. You can always amend before anything moves into your filing workflow.
Built for MTD ITSA 2026 readiness
A calm, review-first workflow that helps you prepare earlier—not at the deadline.
For many landlords and sole traders, xontax is designed to be a lower-effort alternative to spreadsheet-heavy bookkeeping and accountant-heavy adjustments—without losing auditability or control.
One plan for review-first bookkeeping
xontax Solo
Built for sole traders and landlords
Join the beta waitlist to see bank-first review checkpoints with AI explanations you can verify before public launch.
Bank-first
Immutable source data
AI explanations
Readable reasoning
Control
Review + amend before workflow
Why many users choose xontax
Less manual categorising
Clear review checkpoints for uncertain items
Audit-friendly traceability to your bank input
What’s included
Bank-first workflow
Connect your bank and keep raw statement lines as immutable input.
Categorisation with explanations
AI proposes accounting decisions with readable reasoning, designed for review.
Review + amendability
Uncertain items are surfaced for you. You can change decisions before they feed your filing workflow.
Receipt/document support (where relevant)
Keep evidence organised around the decisions you reviewed.
Tax visibility in context
A sandbox-style view to understand likely tax impact with review steps built in.
MTD-style ongoing readiness
Deadline-aware workflow structure so you can prepare earlier.
Who it’s for
Sole traders who want control
Reviewable bookkeeping decisions anchored to real bank transactions—not opaque automation.
Landlords with ongoing transactions
A structured workflow that stays useful as income and expenses arrive through the year.
People replacing spreadsheet-heavy bookkeeping
Clear review checkpoints and audit-friendly traceability, without spreadsheet drift.
People reducing accountant dependency
You structure and verify earlier, so your accountant time goes further when you need help.
Value vs alternatives
Accountant-heavy manual workflow
Recurring reviews and adjustments can become a repeated cost. xontax helps you review earlier with explanations you can verify.
Spreadsheets
Flexible, but brittle. xontax keeps raw bank input intact and ties changes to reviewable matching decisions.
Legacy bookkeeping tools
Record-first systems can be harder to audit. xontax is bank-first with explainable, reviewable workflow steps.
Trust + control reassurance
Bank-first source of truth
Raw statement lines stay immutable, anchored to real input.
AI explains itself
Suggestions include readable reasoning you can check.
You stay in control
Review and amend before any submission workflow step. No blind automation.
Common questions
Is xontax right for me?
If you’re a UK sole trader or landlord who wants reviewable bookkeeping decisions anchored to your bank transactions, xontax is built for that workflow. Join the beta to get early access and see the review checkpoints with your own data.
Do I still need an accountant?
Many people use xontax to reduce manual admin and make review easier. You stay in control of your workflow, and you can bring an accountant in where it’s helpful.
Can I review everything before filing?
Yes. xontax is designed for review-before-action. You can see what’s being suggested, what it’s based on, and amend decisions before anything is used in your filing workflow.
What happens if AI gets something wrong?
AI suggestions are explainable and reviewable. If something doesn’t match your records, you can amend it and the workflow remains traceable to your original bank input.
Does this work for MTD 2026?
xontax is built around ongoing, review-first preparation to support MTD ITSA 2026 workflows. You control the decisions that feed your filing process.
What if I currently use spreadsheets or another tool?
Many users start by comparing their existing workflow with the review-first process in beta. If spreadsheets are doing the job today, xontax aims to remove repeated manual mapping work and keep everything traceable to bank input.
Want more detail? The full FAQ goes deeper into review checkpoints, auditability, and how the workflow fits around your MTD routine.
Read FAQReady to start?
Start with bank-first, review-first bookkeeping
Connect your bank, review explainable suggestions, and amend decisions before any filing workflow step.
Bank-first record integrity, explainable AI suggestions, and final human control—wrapped into an MTD-aware workflow.