Practical answers for sole traders and landlords

xontax is for UK sole traders and landlords who want bank-first bookkeeping that they can review, explain, and amend before it’s used in their filing workflow.

Both. The workflow is built for the reality of sole trader and landlord transactions, with review checkpoints designed for auditability and control.

Often you’ll need less accountant time, but it depends on your circumstances. xontax is designed to help you structure and verify work; you can bring an accountant in where you want expert review.

Yes. xontax keeps raw bank input as the source of truth and provides explainable AI suggestions you can verify. You can accept, amend, or override decisions before submission workflows.

xontax is launching soon. We are inviting users in controlled beta waves while we finalise onboarding.

Use the Join the beta CTA on this site. We will confirm your place on the waitlist and share early-access updates.

It means early-access priority, launch updates, and a chance to use xontax before general onboarding opens.

Launch is soon. We are focused on a high-quality rollout, so beta access is currently the way in.

MTD ITSA 2026 shifts how digital information is structured as part of the ongoing reporting workflow. xontax is designed to help you prepare earlier with review checkpoints, so you’re not forced into last-minute spreadsheet stitching.

xontax is built around review-first preparation and deadline-aware workflow structure intended to support MTD ITSA 2026 workflows. You control what you approve and how it’s used in your filing process.

Yes. xontax is designed for review before workflow progress. You can see suggestions and explanations, amend decisions, and approve what becomes part of your submission workflow.

No. xontax prepares reviewable, filing-ready workflow data from the decisions you’ve reviewed. The final approval step stays with you before anything is used in your filing process.

By keeping your bank-first decisions reviewable and structured as you go, xontax helps you prepare earlier. The workflow is built to be deadline-aware, so you can see what needs review and act calmly rather than at the last minute.

The AI provides suggestions based on your bank input and explains its reasoning. You review and amend decisions—so accuracy is verified by you, not assumed.

If a suggestion doesn’t match your records, you can amend it. The workflow is designed to keep traceability grounded in the original bank input, so review remains clear and auditable.

Yes. xontax surfaces suggestions and decision points so you can amend or override before they’re used in your filing workflow.

Yes. AI explanations are designed to be readable and focused on what was suggested and what you can change, so you can verify quickly.

Uncertain items and important decision points are surfaced as explicit review checkpoints. You can review the suggestion, read the explanation, and amend before approving.

Yes. xontax is bank-first: raw bank statement lines are preserved as immutable input, and the workflow is built around traceable matching decisions.

Yes. The workflow is structured for auditability: key decisions stay reviewable, traceable to the bank input, and amendable before approval.

Trust comes from transparency. AI suggestions are explainable and reviewable, and you can amend decisions before the workflow progresses into your filing process.

No. xontax is designed for visibility. You can see what was suggested, why it was suggested, and what you can change before approving.

Yes. Many users compare their spreadsheet workflow with xontax’s review-first process during beta access. xontax aims to reduce repeated manual mapping by keeping raw bank input intact and tying decisions to reviewable matching.

Yes. xontax can fit alongside or replace parts of your workflow depending on your setup. The best way to confirm fit is to join the beta and review how suggestions map to your bank-first bookkeeping decisions.

You can use xontax to reduce repeated categorising and make review easier. You still control what you approve, and you can bring an accountant in for oversight if you want.

Manual bookkeeping can be time-consuming, and it’s easy for data to drift when you patch things together later. xontax reduces repeated admin by structuring bank-first decisions you can review and amend.

For many people, xontax can reduce the amount of repeated accountant time needed for routine adjustments. Exact cost depends on your circumstances, so the best approach is to join the beta and compare workflow effort early.

Yes. Join the beta to get early access and review the workflow before public onboarding opens.